Monday, September 22, 2008

IRS Debt -- What I Found Out

It is just becoming apparent to me just how many ties and strings (on many levels) there are to unwind when married people go separate ways. This part is beginning to really fascinate me. First of all I am honestly over much of the anger I was feeling that drove me to the decision to divorce my husband. I had made this decision back in September 2007 and told him then too. So I have been unweaving the emotional ties for several months now. I can really take a step back an make observation about the process without the emotional upheaval. I find this prospective interesting. Anyway, we do not have much in assets together, but we do have debt with the IRS. And now I am working on cutting my connection with him on this too. I am happy to pay the IRS my half, but not his. The IRS (so I hear) doesn't see a married couple at two people even after a divorce; if one doesn't pay they go after the x-spouse until the debt is paid in full.

Well, I made a phone call today and told the IRS agent on the phone my situation which is that I had set up a payment plan a few moths ago to pay off our IRS debt. My soon to be x-husband has not paid for his portion of the payment in a timely matter two months in a row and the payment plan is now cancelled. I proceeded to tell her additional personal information and asked how can I get my half separated from his half. Now here is the the most interesting part ... the first IRS agent I spoke with told me there was nothing I could do about this .. she simply said that we were married for those tax years owed and we owe them together. I hung up, yes frustrated ... and you know what I did. I got back on the phone and called the IRS up again. A different IRS agent came on the line. Now I must add that callers get placed on hold until the next available agent comes on the line. I had waited nearly 20 minutes for the first agent and about 15 for the second agent. I proceeded to tell my same story to the second IRS agent and she said that I might qualify for Innocent Spouse Relief and Separation of Liability and Equitable Relief and to fill out form 8857!

Wow! I am so glad I listen to my urge to call back ... something just told me to call back. And yes, I found the form online, filld it out and mailed it in. I'll keep you posted.

Meet Copia

In Roman mythology, Copia is the Goddess of Abundance. Her name means ‘abundance’. In addition it means ‘plenty’, ‘wealth’, ‘opportunity’ and ‘resources’. She carries a cornu copia overflowing with the fruits of harvest and wealth. “The Horn of Plenty”; a magical goat’s horn the gives everything anyone desires. It is important to mention that Copia is often associated with Fortuna, the Roman Goddess of Fortune, Luck and Fate.

But I did not purposefully name this blog after Copia. I was looking for a word that described a life of truth and integrity. I like the word authentic; Authentic Life. But it appears that many others on the internet like that word too. I also like the word intelligent; Intelligent Life. But John Tesh uses the phrase “Intelligent Life” on his radio shows. Then came the word copious; Copious Life.

Copious

Pronunciation:

\kō-pē-əs\

Function:

adjective

Etymology:

14th century Middle English, from Latin copiosus, from copia abundance, from co- + ops wealth

Synonyms:

Ample; abundant; plentiful; plenteous; opulent; rich; full; exuberant; overflowing; full.

Definition:

1 a: yielding something abundantly; a copious harvest, copious springs. b: plentiful in number; copious references to other writers.

2 a: full of thought, information, or matter b: profuse or exuberant in words, expression, or style; a copious talker.

3: present in large quantity: taking place on a large scale; copious weeping, copious food and drink.


Well, okay so this word will do. I know I want plenty of what ever it is I desire in my life; money, healthy, patience, joy etc., … So I’ll sign up and create a copious life!

When pronounced, copious sounds very similar to Copia’s. After researching and discovering a linguistic connection these two words have, I thought Copia was quite nifty! Since this blog is about money and I think women (mostly) will read this blog, I gave Copia a purse (because most women can relate to having a purse) instead of a goat’s horn.

So there you have it. That is who Copia is. Hopefully she resonates inside each of us.

Cheers to a life of abundance – A Copious Life!